Undue Hardship – The Key to Discharging Student Loans
Most clients that come into my office understand that discharging student loans is not likely to happen. However, this is not entirely true. If the debtor can prove “undue hardship” their student...
View ArticleHome Ownership – Buying a Home After Bankruptcy
One concern clients have when considering filing for bankruptcy protection is whether they will ever be able to obtain credit in the future. Buying a home after bankruptcy is a goal of most clients;...
View ArticleThe Collection of Credit Card Debt…And Bankruptcy
When dealing with Credit Card Debt a common question is “how long does the credit card company have to collect on the money that I owe?” The short answer is that the statute of limitations in Ohio for...
View ArticleMedian Family Income for Cases Filed On or After November 1, 2015
The Median Family Income in Ohio amount is a dollar amount that is very important when trying to figure out whether you can file a Chapter 7 bankruptcy case. When discussing or researching...
View ArticleBankruptcy: Post-Filing Do's and Don'ts
If I have already filed for Chapter 7 bankruptcy protection, there are some important Do’s and Don’ts which come into play during the pendency of your case. DO continue making payments on vehicles...
View ArticleFinancial Peace of Mind
Obtain Financial Peace of Mind Through Bankruptcy I do what I do because I love hearing a relieved client tell me that they are finally going to be able to sleep at night, or feel as if they are 20...
View ArticleHeard a Bankruptcy Myth – Don't Believe It!
The Creatures of the Court and Tales of Discharge – Bankruptcy Myths Debunked No area of law is more fraught with myths than bankruptcy law. When you are considering filing you will hear all kinds...
View ArticleCredit Counseling Requirements in Bankruptcy
A Requirement of Filing: Credit Counseling Class In 2005 Congress adopted new bankruptcy laws known as the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), one of the...
View ArticleThe Dayton Bankruptcy Attorney: Objections to Discharge
Creditors Last Line of Defense in Bankruptcy – Objections to Discharge Little stands in the way of a debtor who has passed the multiple hurdles in bankruptcy from discharging all of their unsecured...
View ArticleThe Bankruptcy "Means Test" And You
Under the The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) a mathematical formula called the “Means Test” helps establish who can declare Chapter 7 bankruptcy. Before...
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